Disability

If you ask a person what are the three most important aspects of their life they will frequently answer 1) God and church, 2) their family and 3) their job or occupation. Being able to work and earn a living is an important part of being an American.

But life is uncertain and filled with unfortunate events and circumstances. The harsh reality is an accident or illness can deprive a person of the ability to work and earn a living.

No one wants to be physically or mentally disabled. But when the worst happens it doesn't have to be financially crippling as well. The United States government, through the Social Security Administration, pays monthly benefits for people unable to work if they meet certain qualifications.

Getting Social Security disability benefits is usually a multi-step process. The process begins when a person applies for these benefits. This can be done at any local Social Security office. An initial denial, which often occurs, should be followed by a request for reconsideration.

A second denial allows a person seeking benefits to request a hearing before an administrative law judge. This is the point where many individuals will want representation. The hearing is conducted before a live Social Security judge at a hearing to determine disability benefit eligibility.

Ward has been handling Social Security disability case for three decades. Much of the time he will handle your disability case on a contingency fee. This means you don't pay fee unless you get your benefits. (Note: the Social Security Administration must approve all fees paid to representatives.)

If you think you qualify for Social Security disability benefits or if you have been turned down in your initial attempts to file for disability, come talk to Ward. An initial consultation regarding Social Security disability is free.

Ward can also help you with any private disability benefits to which you may be entitled through your employer. Schedule an appointment and bring your employee benefits manual with you.

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